Real-World Context Matters
We teach budget strategies that account for irregular income, family dynamics, and the actual way people spend money—not idealized versions.
Started in early 2020, followmsg grew from a simple idea: most people don't need complicated financial jargon. They need straightforward guidance on creating budgets that actually work for their lives.
We've spent years watching people struggle with budgets that look perfect on paper but fall apart in real life. The problem isn't discipline. It's usually that the system doesn't fit the person.
We teach budget strategies that account for irregular income, family dynamics, and the actual way people spend money—not idealized versions.
Small improvements compound over time. We focus on sustainable changes rather than dramatic overhauls that rarely stick.
Budget strategy helps with planning and tracking. It doesn't solve underlying income problems or replace professional financial advice for complex situations.
Our instructors have backgrounds in accounting, personal finance counseling, and adult education. They've also made their own budget mistakes along the way.
Lead Budget Strategy Instructor
Former accounting professional who switched to teaching after realizing most people need budget systems, not just bookkeeping. Specializes in adapting strategies for freelancers and gig economy workers.
Program Development Coordinator
Designs course structures and learning materials based on student feedback. Previously worked in financial literacy programs for community organizations across Kelantan.
Budget education works best when it's practical from day one. Our programs combine foundational concepts with immediate application—you'll leave each session with something you can use that week.
Work with your own financial data during sessions. We provide frameworks, you apply them to your situation.
Small cohorts allow for questions and shared experiences. Many participants find peer insights as valuable as instructor guidance.
Optional monthly check-ins available for six months after program completion to help with adjustments as life circumstances change.
What started as informal workshops for friends has grown into structured programs serving hundreds of people annually.
Launched initial budget strategy workshops in Kota Bharu. First cohort included 12 participants—mostly friends and colleagues testing our approach. Learned more from their feedback than we taught.
Formalized program structure based on two years of workshop iterations. Added specialized tracks for irregular income situations and family budget coordination. Started offering online sessions alongside in-person classes.
Introduced follow-up support system after noticing many students struggled with implementation three months post-program. Added quarterly refresher sessions and optional one-on-one consultations.
Refining our approach based on evolving economic conditions in Malaysia. Developing new materials addressing digital payment systems and their impact on budget awareness. Planning autumn 2025 program sessions.
Budget strategy isn't about restriction. It's about making intentional choices with your money so you can focus on what actually matters to you.
Explore Our Programs